When do I have to make my 2018 medical plan decision?

The Medical Plan Election form must be returned to Human Resources by 4:30 pm on November 30, 2017. You MUST complete and submit a 2018 Medical Election Form, even if you are making no changes. You will be defaulted into the 2000 Plan for 2018 if we do not receive an election form from you.

The month of November is the “open enrollment” period. During this time you can make changes to your plan election. This is the only time during the year (without a qualifying event) you can change your plan election or change dependent enrollments.

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1. How can I learn more about the 3 different medical plans?
2. How are the three medical plan options the same?
3. When do I have to make my 2018 medical plan decision?
4. Can I make a different plan choice in future years?
5. What does “qualified” mean?
6. Do prescriptions count toward the deductible under the QHDHP?
7. What is a Health Savings Account (HSA)?
8. Who is eligible for an HSA?
9. Who funds the Health Savings Accounts (HSA)?
10. What does “seed money” mean?
11. How much can be contributed to my HSA?
12. Who administers the HSA?
13. Are funds in the HSA “use it or lose it?”
14. How do you make withdrawals from the HSA?
15. Who keeps records to substantiate HSA reimbursements?
16. What happens to my HSA account when I die?
17. What about “coordination of benefits?”
18. Can I have an HSA and a Flexible Spending Account (FSA) at the same time?
19. When will I receive information about my 2018 Flexible Spending Account (FSA) ?